Heating & Air Conditioning (HVAC) Contractor Insurance

TN HVAC contractor insurance

You provide professional HVAC installation and repair services to commercial and residential clients in Tennessee.

You offer high-quality work on every project. Your commitment to customer satisfaction and attention to job safety shows in each installation and service call.

You’ve worked hard to build your business, investing time, money and energy to take care of your customers. Not only do you provide comfort, you also can improve the indoor air quality.

To protect your clients and business from the unexpected, we offer a comprehensive and reasonably priced HVAC contractor insurance program and can promptly provide the certificates and bonds you need:

General Liability:

  • Premises – Operations
  • Products and Completed Operations
  • Premises – Medical Payments
  • Contractual Liability
  • Personal and Advertising Injury
  • Damages to Premises Rented to You
  • Automatic Coverage – New Business
  • Per Project Aggregate Limit – available

Additional Coverages Available:

  • Loss of Income
  • Business Personal Property
  • Peak Season Coverage
  • Water Back-Up, Sump Pump Overflow
  • Equipment Breakdown
  • Outdoor Signs
  • Glass
  • Employee Dishonesty
  • Ordinance or Law Coverages
  • Employee Benefits Liability
  • Business Auto
  • Hired / Non-owned Auto Liability
  • Workers Compensation
  • Bonds

Inland Marine Coverage Options:

  • Installation Floater
  • Builders Risk
  • Contractors’ Equipment
  • Mobile Equipment
  • Contractors’ Equipment Rental Reimbursement
  • Contractors’ Equipment borrowed, leased or rented from others
  • Computers, EDP equipment, data and media
  • Accounts Receivable
  • Valuable papers and records

Please call (615-452-4532) or email Kevin Morency if you have any questions or to set up an appointment for a free comprehensive review of your insurance. By taking the time to discuss your needs, he can tailor an affordable business insurance solution that protects you, your employees, your customers and your business.